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<p>I doubt it. There are four million new signups on Medicaid already. Plus, over three million young people (including my son) can now stay on their parents’ insurance.</p>
<p>TatinG, what are cancellation policies?</p>
<p>Only 17 percent of people with individual insurance have the same policy for two years? </p>
<p>Did you know that?</p>
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<p>And why do you believe this? Could you supply us some numbers and some arithmetic?</p>
<p>“The article indicates that those with families were getting insurance to cover the families. Actually, the employer is being generous because the dealership doesn’t have to cover anything at all. It could be that that’s what they had been paying per employee.”</p>
<p>I wonder what kind of insurance they were getting for $2400/yr as people on here with employer subsidized insurance are seeing the total cost the employer pays and I think the least expensive has been busdriver - and her’s was something like $9000/yr. The cost to insure my family of 3 is $16K and change. </p>
<p>Yes, I understand that the car dealer is under no obligation to offer insurance at all or give them extra money to pay for it, but, imo, if an employer cares about retaining good employees, offering benefits, goes a long way to doing that. </p>
<p>There is a column by the small business person in the NYT about getting his employees health insurance. I have posted several of his pieces on this thread. It was very enlightening. You should read them.</p>
<p>“I guess I will read the comments until I get annoyed.”</p>
<p>Dstark, at most it will be 1 minute of your life you’ll never get back. ;)</p>
<p>Where are your numbers for the number of young people on parents’ policies and newly on Medicaid? I hadn’t seen those numbers. </p>
<p>I saw (Washington Post?) that 2 million people had enrolled through the federal and state exchanges. No data on who has paid. No numbers on who signed up directly through insurers.</p>
<p>I understand that people are unhappy. That doesnt mean the insurance was any good.</p>
<p>What kind of coverage can a family get for 200 bucks a month? We were told the coverage doesnt meet Obamacare standards so what is the coverage?</p>
<p>My mom cant drive anymore. I biught ber car so she wouldnt drive. She is unhappy.
She is unhappy but guess what? It is not safe for her to drive anymore. </p>
<p>What were those policies like? These stories leave a lot of relevant information out.</p>
<p>I am assuming that the employees used the prior insurance and liked it. They are not happy now. No one can or should substitute his/her judgment for theirs. It’s their life, their health insurance.</p>
<p>Emilybee, I cant see the comments on the iphone. </p>
<p>TatinG, you are bringing up who pays? You didnt make the bet about how many people are
going to pay in Cai and you bring up the pay issue? :)</p>
<p>After the pay issue is resolved what is the next issue? We might as well stay ahead of the game here. :)</p>
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<p>Hmm, somehow my browser let me through the paywall. The magic browser! </p>
<p>Here is the abstract, TL:DR, yes an improvement in the economy:</p>
<p>“Health spending growth through 2013 is expected to remain slow because of the sluggish economic recovery, continued increases in cost-sharing requirements for the privately insured, and slow growth for public programs. These factors lead to projected growth rates of near 4 percent through 2013. However, improving economic conditions, combined with the coverage expansions in the Affordable Care Act and the aging of the population, drive faster projected growth in health spending in 2014 and beyond. Expected growth for 2014 is 6.1 percent, with an average projected growth of 6.2 percent per year thereafter. Over the 2012–22 period, national health spending is projected to grow at an average annual rate of 5.8 percent. By 2022 health spending financed by federal, state, and local governments is projected to account for 49 percent of national health spending and to reach a total of $2.4 trillion.”</p>
<p>Four million Medicaid signups:
[ACASignups.net</a> | Tracking Enrollments for the Affordable Care Act (aka Obamacare)](<a href=“http://acasignups.net/]ACASignups.net”>http://acasignups.net/)
It’s well sourced. </p>
<p>The number about the young adults on parents’ policies came from HHS: [State-Level</a> Estimates of Gains in Insurance Coverage Among Young Adults | HHS.gov/healthcare](<a href=“http://www.hhs.gov/healthcare/facts/factsheets/2012/06/young-adults06192012a.html]State-Level”>About the ACA | HHS.gov)</p>
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<p>I don’t have the numbers nor do I have a viewpoint.</p>
<p>However, one thing that fascinates me is how the numbers are constantly being spun.</p>
<p>As an example, at one point people compared the number of policies cancelled with the number of people now being insured. See the subtleness there? Policies often have more than one person covered. </p>
<p>And when it comes to the number of people now being insured, they sometimes use the metric of the number of people signed up. Signing up just means you filled out the forms and selected a plan and put in your shopping cart. It doesn’t mean that you necessarily will purchase that plan vs. another or will eventually just decide to skip it entirely.</p>
<p>So the caution is to make sure you are looking at apples-to-apples.</p>
<p>Given the track record, I am very skeptical of any government estimates.</p>
<p>Is that that what sign ups mean? Sitting in shopping carts? </p>
<p>What does cancellation policies mean?<br>
A lot of us have had our policies cancelled. Yet we still have insurance. How can that be?</p>
<p>[More</a> than 1.1 million Obamacare enrollees - CNN.com](<a href=“http://www.cnn.com/2013/12/29/politics/obamacare-surge/]More”>http://www.cnn.com/2013/12/29/politics/obamacare-surge/)</p>
<p>This article states that as of Nov. 30, 800,000 people were signed up for Medicaid. I doubt that 3.2 million more were added in one month, CF.</p>
<p>Two issues with the car dealer story: I have a tough time believing that $2400 purchased a full year of insurance with a low deductible on average in the old plan. I’ve not seen costs that low in fifteen years or more with a group policy. Secondly, by giving every employee a $2400 reimbursement, the employer was severely penalizing older employees – really, a very effective way of pushing older employees out of the business.</p>
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<p>Yes. And the info from acasignups.net seems to confuse the sign up numbers by saying they are enrolled.</p>
<p>here: [How</a> Many Healthy People Are Signing Up For Obamacare? The White House Won’t Say - Forbes](<a href=“http://www.forbes.com/sites/theapothecary/2013/12/30/how-many-healthy-people-are-signing-up-for-obamacare-the-white-house-wont-say/]How”>How Many Healthy People Are Signing Up For Obamacare? The White House Won't Say)</p>
<p>Previous data showed that only 5-15% people who selected a plan actually enrolled.</p>
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<p>Not sure what your question is. I would assume that the policy had an effective date of cancellation which I would expect was the end of year (since that is when the Obamacare rules on policies originally kicked in).</p>
<p>Arabrab, the article says that the dealership ‘used’? to be one of the best places to work in Michigan. One has to assume that they’d like to keep valued employees. Maybe other dealerships were offering fewer benefits? Maybe the Michigan economy is so bad that they are gambling that the employees won’t go elsewhere. I think the article stated that the employer simply couldn’t handle a 50% increase in insurance costs.</p>
<p>Avik Roy? :)</p>
<p>Nowhere did Avik Roy say the sign ups are sitting in shopping carts. Or did I miss that?</p>
<p>You brought up the cancellations as some kind of issue? So what is the issue?
You are not going to tell me that there are 10 million people that lost their coverage and no longer have coverage, or are you?</p>
<p>Whatever insurance the car dealership previously had it’s a safe bet it was nothing like what people think of as employer insurance. That’s just a small business reality. It doesn’t make them cheap and evil. Many car dealerships of that size don’t provide insurance at all. They don’t have to and there’s no shortage of workers. It’ll be interesting to see what happens in 2014.</p>
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<p>Here:</p>
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<p>[About</a> 40,000 Americans are said to have signed up for plans on HealthCare.gov - The Washington Post](<a href=“http://www.washingtonpost.com/business/economy/about-40000-americans-are-said-to-have-signed-up-for-plans-on-healthcaregov/2013/11/11/622ec9dc-4b1b-11e3-9890-a1e0997fb0c0_story.html]About”>http://www.washingtonpost.com/business/economy/about-40000-americans-are-said-to-have-signed-up-for-plans-on-healthcaregov/2013/11/11/622ec9dc-4b1b-11e3-9890-a1e0997fb0c0_story.html)</p>