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</p>
<p>hahahahaha</p>
<p>Never happen. (If it did, we wouldn’t have millions of uninsured drivers in this state.)</p>
<p>LOL, BD. </p>
<p>Remarkably, my state job usually gets them out by mid January. Same with my non-profit job. U of M posts them online so that I should get soon. It’s my one mom-and-pop job that procrastinates until the last possible second. </p>
<p>My non-profit job has a completely new overhead staff from when I left and I’m interested to see whether or not they remember to send me my W-2 (it generally just goes in your paycheck which we pick up at the office). </p>
<p>I’m also not counting on either the state or non-profit jobs coming to my new address as opposed to going to my old address… even though I changed addresses with each employer.</p>
<p>Maybe you can get the mom and pop job to get to it a little quicker. They might procrastinate less if they knew you needed it. Seems like there would be a deadline they’d have to send it out by, earlier than April 15th.</p>
<p>Romani, you should receive your w 2s by the end of Jan.</p>
<p>[W-2</a>, 1099 and State Tax Filing Deadlines](<a href=“http://www.formsfulfillment.com/taxdeadlines/]W-2”>Forms Fulfillment Software Checks, Envelopes and HR Forms)</p>
<p>I know they have to send them by the end of January… but given my move and such, I’m not expecting to get them until the middle of February. </p>
<p>BD, it’s a long story with the mom and pop place. I no longer work for them after five years of employment and they’re currently being sued by the company that they left. I don’t think W-2s are high on their list of priorities and I doubt they give two craps about whether or not they break any more laws (by not sending out the w-2s in time). Actually, I don’t get W-2s from them… I get the independent contractor ones (is that 1099?). Meh</p>
<p>Really, I made so little with them though that I’m not worried about that affecting my income in any significant way. It’s the state job I wish I had access to but I can no longer sign on to my employee portal.</p>
<p>I’m confused. What do your 2013 w2’s have to do with your anticipated 2014 income?</p>
<p>cal, as of now I will <em>not</em> make enough in 2014 to qualify for anything other than Medicaid (which doesn’t open up until April). However, if my income in 2013 was exchange eligible, I will not have any kind of verification triggered for 2014 if my income changes by 10%. I <em>might</em> make enough in 2014 depending on whether or not I get a decent paying internship and/or a GSI position in the fall. As of now, I do not have any idea whether or not I will and I’d rather not underestimate my income.</p>
<p>I have no idea what I made in 2013. Sad, I know, but true. I would rather have one more month of crappy insurance than have to deal with any kind of verification… especially when I can’t prove my income right now. If my income for 2013 was exchange eligible then I’ll register for an exchange plan and switch to Medicaid in April if necessary as I’ll be losing my job (it’s only during the school year) OR I’ll stay on the exchange plan if I get a decent paying internship/GSI position that’s going to put me close to that 1xx% or whatever of FPL where I am allowed to be on the exchange with a subsidy rather than medicaid. </p>
<p>Make sense?</p>
<p>ETA: That doesn’t really make sense… I’m too tired. I’ll take another stab at it in the morning.</p>
<p>Pediatric dentistry is part of ACA. Anthem charges separately for that on some of their plans.</p>
<p>So… Their prices are slightly misleading. It is slightly annoying. I dont know what other companies are doing.</p>
<p>Because pediatric dentistry is a mandated benefit, I am not sure why that cost is separated out. </p>
<p>The cost was 5.87 a person per month on my plan. It is not much of a cost but when comparing plans it would be nice to know what is included.</p>
<p>I called Anthem at 8:30 and there wasnt a wait which was nice.</p>
<p>So… I am set for a month or two. :)</p>
<p>Vermont is going to try single payer in a few years. I am mentioning this so people can freak people out. :)</p>
<p>There are posters on CC that live in Vermont. There are also parents of medical students on this site. </p>
<p>Aca is partially funding the program. </p>
<p>Ok… This was just a heads up for those interested. I did not post this to debate this. It is a fact. People can check this out on their own.</p>
<p>I think it’s pretty interesting when states try things out on their own. If it goes badly, especially for a small state, that’s a lot less damage than doing it at a national level. I’ll be hoping it goes well for them.</p>
<p>I completely agree, bd. I think many (most?) people who opposed the ACA are perfectly fine with any sort of program the individual states come up with that suits the needs of their residents. I would have liked to see how several states fared with the idea before having to jump on a nation-wide bandwagon.</p>
<p>dstark - I am trying to understand what you said. Do you have a bill that shows the cost separately or are you being billed for a dentist. I didn’t think there were any children in your family and so I am not able to understand what you are seeing.</p>
<p>The states had years to implement their own programs and didn’t except for Massachusetts. Also, some national standards would have to be set for what is acceptable. Can you imagine one state providing birth control, another domestic partnership benefits, etc. I could see the havoc created with 50 different plans and occasionally maneuvering patients’ plans from out of state. I wish the states would have taken the lead but they didn’t.</p>
<p>AIUI, if you underestimate your income and receive Medicaid and something changes later such as a raise or you marry and no longer become eligible, you need to address that or the IRS will clawback the Medicaid benefits from your taxes.</p>
<p>Yes, Vermont plans a single payer program. They’ve got it all figured out except for one tiny detail - how they are going to pay for it. :)</p>
<p>Tatin, there is no IRS clawback for Medicaid. </p>
<p>If someone is age 55 or older, then the states (not the IRS) can recover Medicaid costs from their estates when they die – this has nothing to do with their income, but it’s something of a potential trap for people in the 55-65 age range whose incomes qualify them for Medicaid, now that the assets test is gone.</p>
<p>Texaspg, I received a bill for the dental mandate separately. I dont have young kids. I dont know why the dental mandate was priced separately.
There may be different dental options.</p>
<p>Does it mean you have the choice to pay or not pay or is it just a breakdown of your bill saying this is what your paying for?</p>
<p>Btw, I saw a story saying Alabama insurance invoices are showing a breakdown of various fees included in the payment which is how some reporter picked up on the 3.5% fee that goes to dot gov.</p>
<p>Just a breakdown…</p>
<p>No choice. It is a mandate. Everybody pays. </p>
<p>Otherwise, I wouldnt pay.</p>
<p>Lovely. I am trying to fill out the application, yet again. I entered SS numbers, blah, blah, blah.</p>
<p>I get to the income summary page. Let’s say my total income in 2014 is going to be $20,000. At the top of the page it says, “MaineLonghorn’s total income in 2014 - $20,000.” At the bottom OF THE SAME PAGE, it says, “Current monthly income @20,000.” What the heck? I’m so sick of this. I’ll probably just stick with the group rate through our insurance broker.</p>
<p>[Study:</a> Some Families Could Be Forced to Repay ACA Subsidies - US News and World Report](<a href=“http://health.usnews.com/health-news/health-insurance/articles/2013/09/20/study-some-families-could-be-forced-to-repay-aca-subsidies]Study:”>http://health.usnews.com/health-news/health-insurance/articles/2013/09/20/study-some-families-could-be-forced-to-repay-aca-subsidies)</p>
<p>The IRS can get the subsidies back if over the course of the year, your income rises.</p>