<p>Auto withdrawals often come with some small % advantage. Hannah’s tale is a caution to set up a paper trail, even if she had gotten through and made her intentions verbally clear. As I mentioned, I was sent a form by BCBS, to clarify our intentions. Then got a follow-up call.</p>
<p>I received our new cards from BCBS 9 days after my payment for Jan was completed- ie, within the 10 business-day projection. For the record, I confirmed that, so far, our ongoing billing will be from the exchange, not the insurer. Right now, I can’t easily get through to the exchange, but BCBS said, logically, they expect the exchange to bill mid-month, for the following month, same as they do-- ie, send the bill roughly Jan 15 for the period of February. Also to answer something asked before, I am in RI, a state known for messing up whatever it can- so this process has been remarkably smooth and intelligently thought out. I am having my income projection verified, but sent those docs and we’ll see how that progresses.</p>
<p>I asked the question from here: what if someone does not pay? So, by the end of, say, Feb you haven’t paid for Feb and did incur charges that were paid to the doctor. She said BCBS would recoup from the doctor, who would then come after you. Same as I suspected. yes, it puts that burden on the doc. But, to be frank, I’ve dealt with plenty of docs and med services over the years who always had a collections co on standby, ready to spring if you are x days/moths late.</p>
<p>GP, thing is, no one said everyone would be a winner. That’s a bit of whisper down the lane and what comes from trusting sources who report “impressions” based on other sources’ impressions, as if it were all just so, just because someone said so.</p>
