Affordable Care Act Scene 2 - Insurance Premiums

Parent Cafe
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<p>The lack of functionality of web sites really is a scandal. There are complex requirements to have these sites work, but it really is something that can be done with existing technology and shouldn’t be all that difficult. That contractors accepted payment without delivering a final, functional product is untenable – I don’t know how government contracting works, but there really ought to be a hold back on funds until a satisfactory product is in place, as well as a way for the states and federal government to recover money from the contractors in this setting. </p>

<p>I understand the array of technical problems that make this a more difficult task than setting up a shopping cart to sell widgets – but the solution to that is compartmentalization of functions as well as developing for scalability. Things like making the log in and account set up function independently, and then rolling out different functions one-by-one as they are tested and ready. I do think the Covered California site followed that approach more – there are still a set of things that the site can’t do (like process payments) that are very frustrating, but those pieces didn’t prevent the basic functions (like income verification and plan selection) from becoming operational.</p>

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<p>Looking grim for Goldenpooch:</p>

<p><a href=“http://acasignups.net/sites/default/files/pdfs/hhs_december_report.pdf[/url]”>http://acasignups.net/sites/default/files/pdfs/hhs_december_report.pdf&lt;/a&gt; (Note: this is a copy of the HHS release. I’m trying to find the original, but haven’t yet.)</p>

<p>Number of individuals who have selected a marketplace plan in California, as of Dec. 28: 498,794</p>

<p>GP is going to come back and say, but not all of them have paid! That is true. On the other hand, there are three more months of enrollment left in the bet.</p>

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<p>Here’s the official link to the HHS January report of enrollments (through December 28):
<a href=“http://aspe.hhs.gov/health/reports/2014/MarketPlaceEnrollment/Jan2014/ib_2014jan_enrollment.pdf[/url]”>http://aspe.hhs.gov/health/reports/2014/MarketPlaceEnrollment/Jan2014/ib_2014jan_enrollment.pdf&lt;/a&gt;&lt;/p&gt;

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<p>CF, great link. </p>

<p>Acasignups.net is a nice find, CF. You did a good job finding that website. The site leans left but… It has the most accurate information on how the exchanges are doing. I kind of like accurate information. :)</p>

<p>I have been disapponted with a lot of the recent posts here on CC. They border on the ridiculous. </p>

<p>That bet with GP was over as soon as it was made. GPs posts are so much bs sprinkled with a little truth… Just a little… Occassionally.</p>

<p>As far as the bet goes…I think it can be argued that 75 to 85 percent of signups are paying. Because … they kind of are. :slight_smile: Many of the people who arent paying up can’t because of the insurance companies. That will be rectified.</p>

<p>There is a difference between the policy holder not wanting to pay and not being able to pay
Because of the insurance company.</p>

<p>If I double the signups in Cal… 1 million sign ups…in Cal… 75 percent pay… 750,000. Blows that 500,000 number out of the water. :)</p>

<p>I doubt we are going to get a real apology from GP when the time comes…
So… Texaspg, are you going to expunge all of GPs posts in this thread? ;)</p>

<p>The Florida numbers look really good. What a comeback that state is having! Doing better than Oregon…</p>

<p>Anthem usually receives 1,000,000 calls a month. Anthem received 1,000,000 calls in two days. The company hired an extra 1,000 people answering the phones. Kind of difficult for an insurance company to handle 1,000,000 calls in 2 days with 1,000+ employees.</p>

<p>So… We get results like this…</p>

<p><a href=“http://www.ctmirror.org/story/2014/01/13/anthem-extends-payment-deadline-again-obamacare-customers[/url]”>http://www.ctmirror.org/story/2014/01/13/anthem-extends-payment-deadline-again-obamacare-customers&lt;/a&gt;&lt;/p&gt;

<p>I know people call more than once… Still the demand is huge…</p>

<p><a href=“Hartford Courant – Your source for Connecticut breaking news, UConn sports, business, entertainment, weather and traffic”>Hartford Courant – Your source for Connecticut breaking news, UConn sports, business, entertainment, weather and traffic;

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<p>Does anyone have the line on the over/under? :D</p>

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<p>A lot higher than 500,000. Lol</p>

<p>The HHS report has a lot of good info…</p>

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<p>The cardinal sin’s counting the money before the pot’s pushed your way.</p>

<p>It stands to reason that every single person that stood to find “good, affordable health insurance”, (aka as: somewhat to mostly paid for by someone else) would sign up as fast as they could click.</p>

<p>Do agree that a not insignificant number may balk when they have to pony up their share of the premium.</p>

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<p>Catahoula, sigh…i like you but You are just a political animal. I am not that interested. </p>

<p>I would have bet over $1 million on this bet if I could have placed it in a casino so I knew my money was safe and I would get paid. Instead, I have to read nonsense. That is my answer. ;)</p>

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<p>That an observation as to likely human behavior looks… political to you, suggests the twelve-step program didn’t take so well, dstark.</p>

<p>I’d suggest we both run through it again, in the interest of solidarity.</p>

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<p>dstark - GP has no posts. Check his count. :p</p>

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<p>Texaspg, lol.</p>

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<p>I’ve been chatting with the ACAsignups guy, Charles Gaba (aka Brainwrap). I posted something from him a few hundred messages ago. For sure he is looking at things from a left perspective, but the numbers are as accurate as he can make them and he shows a source for every single number. And the sources are completely mainstream, government sources when he can get them, and mainstream news outlets otherwise. I feel confident in citing him as a source-- Forbes has been using his numbers, as has the Washington Post and the White House press secretary.</p>

<p>Catahoula, there’s still room in the bet. Are you in?</p>

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<p>Yes. Charles Gaba was 99+ percent accurate with his prediction for year end aggregate exchange numbers.</p>

<p>He is doing a fantastic job.</p>

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<p>dstark:</p>

<p>there’s park bench immediately across from the front of the Conservatory of Flowers at Golden Gate Park. Place your Benjamins in an unmarked manilla envelope and tape to the underside of the bench by midnight tonite, and I’ll have the cash in the casino by the time it opens. Very “safe”. :D</p>

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<p>Bluebayou, lol. </p>

<p>When I lived in the city I walked by that Conservatory many times. Dont remember a bench but it has been awhile.</p>

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<p>I am giving myself away but nobody I know is going to read this. :slight_smile: When I was on a trading floor, a broker came up to me and said he ate 6 Mrs Field chocolate chip cookies in 90 seconds. </p>

<p>I asked the broker, “Can you do that again?”
The broker said, “Easy”. </p>

<p>I said, “Ok.”</p>

<p>A very short time later, I have 10 percent of the floor in the breakroom betting on this guy eating or not eating 6 cookies in 90 seconds. I bet on the guy eating the 6 cookies in 90 seconds.</p>

<p>The broker told me it was easy. </p>

<p>The broker starts eating the cookies. It didnt take long to see that…well this guy who said he could eat 6 cookies in 90 seconds finished eating in 90 seconds. One and a half cookies. </p>

<p>Chris? Wth? :)</p>

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<p>It’s in regard to California, right? And, in part, as to how many people will jump at subsidized coverage?</p>

<p>Nope.</p>

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<p>That’s funny, dstark.</p>

<p>I think I could eat 6 chocolate chip cookies in 90 seconds. I think I HAVE eaten 6 chocolate chip cookies in 90 seconds. But not twice in a row.</p>

<p>I asked Fang Jr if he thought he could do it and he said he’d be willing to take the challenge right now. :)</p>

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<p>Doesn’t have to be subsidized coverage. Nationwide, 20% of enrollees on the exchanges are unsubsidized. </p>

<p>The bet is the number of paid enrollees in California, who have signed up by March 31 and paid by … I forget, some time in April, but it’s not going to matter because the numbers are not going to be close.</p>

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<p>CF, could you have eaten 6 Mrs Fields chocolate chip cookies? </p>

<p>The cookies were a little chewy. </p>

<p>I should have bet on you. :)</p>

<p>“I asked Fang Jr if he thought he could do it and he said he’d be willing to take the challenge right now.” </p>

<p>LOL!</p>

<p>There is a Mrs Field’s at Stonestown Shopping Center. :)</p>