<p>The 3 rs sunset in 2017. By then, the insurance companies should have enough info to price policies fairly accurately.</p>
<p><a href=“http://www.soa.org/library/newsletters/health-watch-newsletter/2013/october/hsn-2013-iss73-norris.aspx[/url]”>http://www.soa.org/library/newsletters/health-watch-newsletter/2013/october/hsn-2013-iss73-norris.aspx</a></p>
<p>So if risk corridor kicks in for a plan in the dot gov site, they need to find the money, effectively providing a subsidy for everyone in that plan since it was underpriced?</p>
<p>Texaspg, yes. And how much is that going to cost per taxpayer?</p>
<p>Keep in mind that the big ticket item isn’t insurance premiums or insurance company profits (or losses) but the cost of healthcare. See: [What</a> liberals get wrong about single payer](<a href=“http://www.washingtonpost.com/blogs/wonkblog/wp/2014/01/13/what-liberals-get-wrong-about-single-payer/]What”>http://www.washingtonpost.com/blogs/wonkblog/wp/2014/01/13/what-liberals-get-wrong-about-single-payer/)</p>
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<p>“Insurance companies are not going to get rich because of the risk corridor and taxpayers arent going to lose much.”</p>
<p>The stock market would disagree with you. Wellpoint’s stock price has gone from $63 to $91 in 52 weeks. I would say that investors know this is a good deal for Wellpoint, which means the policyholders and taxpayers are probably going to get screwed.</p>
<p>"“Insurance companies are not going to get rich because of the risk corridor and taxpayers arent going to lose much.”</p>
<p>Did you read what I wrote GP?</p>
<p>Interesting conclusion you came up with…</p>
<p>I am going to let that conclusion go… ;)</p>
<p>Ok… I paid Anthem. They cashed the checks. </p>
<p>Now I get a letter dated days after the checks were cashed stating I havent paid and my grace period is over on Jan 31.</p>
<p>Anthem wants you to pay twice to offset all those exchange non-payers. :)</p>
<p>^^I’m okay with dstark paying twice. I’m sure he doesn’t mind.</p>
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<p>I don’t see how that follows. It doesn’t have to be zero sum. The Wellpoint guys seem to be saying that they won’t need the risk corridors because they got the premiums right. If Anthem is selling a product that people want to buy, that doesn’t mean policyholders get screwed, and it certainly doesn’t mean that taxpayers will get screwed.</p>
<p>(But, jeez, Anthem. When I hear a complaint about an insurer screwing up billing and payment, more often than not, it’s Anthem. What they laughingly call customer service seems to be utterly lacking.)</p>
<p>Busdriver11, you cant be ok with it. I am one of the makers. I am not a taker. </p>
<p>You are supposed to courtsey as I walk by.</p>
<p>I called Anthem today. Made it thru the que and then got an automated message. “Too busy”.</p>
<p>Good thing nobody wants healthcare insurance. ;)</p>
<p>“If Anthem is selling a product that people want to buy”</p>
<p>“Want to” is a stretch. In my region I have two choices, and the other one (Blue Shield) is a non-starter.</p>
<p>Well, what do you know? I just got a $184 check in the mail refunding most of my January premium, reflecting the date (Jan. 7) when I was actually able to get through to my catastrophic insurer and cancel successfully. I wasn’t expecting it to come at all, never mind 5 business days later.</p>
<p>I don’t think it’s even worth my time to fight with them over the $50 or whatever that reflects the week between my first attempt to cancel and the successful final attempt. I’m in a pretty good mood now. If you’d like to see me and a fellow Harvard grad/young entrepreneur with a preexisting condition, we took a picture with our new BCBS cards. We’re thinking of sending it to the White House: <a href="https://www./photo.php?fbid=10101222075492711&l=2fc030a87e%5B/url%5D">https://www./photo.php?fbid=10101222075492711&l=2fc030a87e</a></p>
<p>“Busdriver11, you cant be ok with it. I am one of the makers. I am not a taker.”</p>
<p>Ah well, I’m just okay with you being double charged. Something about double charging the ACA supporters just seems right. Especially you, dstark, not quite sure why.</p>
<p>“You are supposed to courtsey as I walk by.”</p>
<p>So many responses come to mind, but I can’t possibly get away with most of them. But as one of my friends would say, in a very gruff voice, “You’re a pilot, you don’t curtsey to anyone. Would Maverick curtsey? Would Chuck Norris curtsey? I don’t think so!”
He’s got a bit of an ego. I don’t, but I don’t think I’d even curtsey to the queen! Though…could you be her?</p>
<p>Well… I was as being nice. i could have said something else. ;)</p>
<p>Hanna, I am glad you received most of the money back. i cant see the picture on an iphone.</p>
<p>busdriver,
you made my evening :)</p>
<p>I’d much rather make your evening than ruin it, bay.</p>
<p>Probably glad dstark edited his post. :D</p>
<p>[Health</a> signups show 44% of new enrollees had been uninsured - Business - The Buffalo News](<a href=“http://www.buffalonews.com/business/health-signups-show-44-of-new-enrollees-had-been-uninsured-20140114]Health”>http://www.buffalonews.com/business/health-signups-show-44-of-new-enrollees-had-been-uninsured-20140114)</p>
<p>An interesting report from the State of New York about who is signing up on their exchanges. 56% of the enrollees were insured last year.</p>
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<p>Just yesterday I got a bill from Anthem for the expensive policy which they “migrated” DH to, without his request or consent. I cancelled that policy over the phone with them on Jan. 4. The letter is dated Jan. 2, and postmarked Jan. 12. On top of everything else, Anthem has an awesome mailroom!</p>
<p>I spoke with our agent last week about the fact that we are getting billings for two separate plans, and also the fact that as of the 10th, they hadn’t processed the payment I made on the 4th. She told me that we have all the documentation we need that we applied on time, and paid on time. She suggested I email her the dated application confirmation, and the undated receipt of payment, and also copy myself so that I have proof that I was in possession of a receipt before the due date. No matter what mailings I get from Anthem, we’re OK. </p>
<p>The one thing they still haven’t sent us is DH’s card.</p>
<p>I’m so glad I don’t work at Anthem. That place must be setting a new standard for a chaotic workplace right now.</p>