<p>That is affluent? </p>
<p>Here is my definition. Being able to buy my old house for $300,000.</p>
<p>I dont know what happened. It sold at that price before. </p>
<p>Maybe I can force the owner to sell the house back to me.</p>
<p>When did it sell for $300,000: 25 years ago.</p>
<p>Not 25 years.</p>
<p>I fixed it up too. Added a lot of safety features I did not want to add. I had to put handrails on one side of a stairway even though there was a handrail on the otherside already.</p>
<p>I had to replace windows that were permitted and that I already replaced once. </p>
<p>I had to build a retaining wall because there was a drop 2 inches too much.</p>
<p>I think I should be able to buy the house back. Of course, the new owner is a lawyer. I dont think he will go for my plan. :)</p>
<p>I dont really want the house but for 300,000…</p>
<p>I dont normally agree with busdriver11, because she is paranoid as she has admitted. I prefer logic but it is interesting that some places take medicaid and dont take individual plans. </p>
<p>How do you force hospitals to take individual plans?</p>
<p>Busdriver, I don’t understand your posts about networks. Group Health has a bunch of medical centers throughout Seattle. I have’t been to any, but they have pictures of these place on the web site and some of them look like big buildings with many people working inside. Examples:</p>
<p>Capitol Hill: <a href=“http://www.ghc.org/locations/medcenters/3/index.jhtml”>http://www.ghc.org/locations/medcenters/3/index.jhtml</a>
Bellevue: <a href=“http://www.ghc.org/locations/medcenters/31/index.jhtml”>http://www.ghc.org/locations/medcenters/31/index.jhtml</a></p>
<p>Plus there also seem to be smaller centers located in various areas throughout the community. </p>
<p>My grandson is now on Molina rather than Group Health, but when he was on Group Health I think he went to the Capitol Hill facility, at least some of the time. There have been a lot of changes over the years – my son had one network with his employer, then his employer changed insurance and there was another network, then my son got laid off from work and was on Group Health, and then there was a shift to Molina for the kid, while my son pretty much ran out of affordable options and ended up on the UW student plan (which he really does not like at all). </p>
<p>But the point is – it looks like plenty of doctors and plenty of specialties to choose from. </p>
<p>The whole point of Group Health is that the Group Health facilities make up the primary network. If you don’t like that network – and you can also afford to pay premiums for a more costly plan, then you find the network or facilities you want and choose the plan that includes that network. But there doesn’t seem to be any shortage of doctors or specialists who work for Group Health. I notice that they have 24 hour urgent care available at the centers I linked to above – that’s better than I can find in my community. </p>
<p>I mean, if I joined Kaiser I would then be on Kaiser – I wouldn’t be looking through their provider lists and getting upset because none of the Stanford Hospital doctors were on it. </p>
<p>Don’t you understand that some people don’t have a lot of money to spend on premiums? or that financially people like me who rarely see a doctor may be a lot better off save a few thousand dollars a year on premiums, bank the money, and use those dollars to simply pay for occasional out-of-network or specialist consultation when desired?</p>
<p>“Busdriver11, I know you said. You were talking about networks and exchange and off exchange plans. If you dont know what you said, and I even highlighted some of what you said, I feel bad for you. :)”</p>
<p>You should feel bad for me. I’ve been flying all nighters and in blizzards, coming home to snoring dogs and an empty wine rack. Life is rough.</p>
<p>I think my comparison had to do with data that I saw from an article that I linked, and the article that you linked. Nothing more. Obviously some better investigation should be done. I changed my mind about Group Health having a decent plan. I wouldn’t be happy with it. And as a woman, I certainly do have the right to change my mind. That is an inarguable fact.</p>
<p>I was the one that said many hospitals take Medicaid but not the Obamacare plans. When you reimburse hospitals at somewhere around 60% of what you were reimbursing them in 2013, it is pretty hard to force hospitals to take Obamacare plans.</p>
<p>Was that what Cedars was offered? If you charge twice as much as everybody else, maybe 60 percent is fair. </p>
<p>You still get more than everybody else.</p>
<p>Buddriver11, Changing minds is fine.</p>
<p>So there is an AP story today indicating that Covered Ca has received a $1 billion from the fed govt but that money is drying up next year. They will have to become self-sustaining, which won’t be easy when you have an annual operating budget of $400 million. This article indicates that over 19 employees receive more than $100,000 a year and the big honcho, Peter Lee, gets $257,000 a year. So we are paying him a thousand dollars for every lie he has told this past year.</p>
<p><a href=“http://www.ctpost.com/news/article/Top-salaries-at-Covered-California-5219145.php”>http://www.ctpost.com/news/article/Top-salaries-at-Covered-California-5219145.php</a></p>
<p>I am not changing my mind. Group Health is a lousy insurance plan.</p>
<p>GP…</p>
<p>A billion dollars for a project. Those salaries are excessive? Really? </p>
<p>If you are Peter Lee, it is excessive</p>
<p>“Don’t you understand that some people don’t have a lot of money to spend on premiums? or that financially people like me who rarely see a doctor may be a lot better off save a few thousand dollars a year on premiums, bank the money, and use those dollars to simply pay for occasional out-of-network or specialist consultation when desired?”</p>
<p>I do believe that I said I would choose GH if I was hard up for money, or wanted to go cheap. So I guess I do understand, you just didn’t read my posts.</p>
<p>University of Washington Medical Center is the number one rated hospital in Seattle. If I lived in Seattle, I would not buy any insurance without this hospital.</p>
<p>What is wrong with this? They have a huge network.
<a href=“http://www.chpw.org/about-us/our-history/”>http://www.chpw.org/about-us/our-history/</a></p>
<p>What is wrong with Molina?
There is also another insurance company that covers the University. I am too lazy to look it up.
Ok… It is BridgeSpan.
Are these high priced?</p>
<p><a href=“http://seattletimes.com/ABPub/2013/12/04/2022392456.jpg”>http://seattletimes.com/ABPub/2013/12/04/2022392456.jpg</a></p>
<p>Calmom your concept of insurance is totally different from the way I view it. I buy insurance for catastrophic illnesses that could bankrupt me or dissipate my assets in the worst case scenario. I am not trying to save a few thousand dollars in premiums because I am pretty healthy now. Getting sick can happen anytime; it is not something you can plan for. If somebody gets very sick in my family, I don’t want to worry about not getting the best care possible because of limited networks and formularies. Obamacare fails big time in this respect.</p>
<p>You know, dstark, you aren’t paranoid if everybody really is out to get you.
Paranoid, or covering one’s bases? I always had a backup plan. Even a backup to the backup. And sometimes I’ve actually had to use it. Just because in every enclosed space I look for the exit and what I can use as a weapon, doesn’t mean I’m crazy. It just means if something happens, I’ll be ready. Better than screaming for someone else to help. 
</p>
<p>That Community Health Plan seems like a good plan. Too bad there is no plan like this offered in California.</p>
<p>Nah…Busdriver11, . You told me you are paranoid. I agree with you. You arent in war. No use worrying over low probability events. No use worrying over events, that even if they occur, arent big deals. </p>
<p>Save the worrying for the really big stuff. It doesnt do anybody any good to be paranoid over the small stuff.</p>
<p>I was never in a war. I was at financial risk during my career which is not the same thing. Not even close. </p>
<p>What I did was think could I handle the worst case scenario? If I could, I didnt worry. I tried to set myself up so I could handle the worst case scenario.</p>
<p>You cant do that in war…but you can do it now. </p>
<p>Really…Obamacare is not going to affect you much. And you have kids… You never know…they might need Obamacare. Hopefully not. </p>