<p>“Multiple media outlets have targeted young Americans in an attempt to spread misinformation and myths about the Affordable Care Act (ACA), claiming that coverage is too expensive, the ACA provides too much coverage to young adults, and that Millennials are better off not signing up for coverage, despite vast evidence showing that young people both need and want coverage under the ACA.”</p>
<p>“To start, about 90 percent of uninsured young adults will qualify for the law’s more generous subsidies. Census data shows there are about 11 million Americans between 20 and 29. Eight-seven percent of them have incomes below 400 percent of the federal poverty line, meaning they will qualify for some level of a tax subsidy or for the Medicaid program.”</p>
<p>“HHS: “Half Of Single Young Adults Eligible For The Health Insurance Marketplace Could Get Coverage For $50 Or Less.” According to a press release by the Department of Health & Human Services, 46 percent of single young adults could access coverage through the exchanges for $50 or less:”</p>
<p>I just got an email Health Sherpa has partnered with the U.S. government to help folks get insurance plans. I’m hoping this is GOOD news moving forward.</p>
<p>dstark - since we are big on vetting stories, I am not happy with the above quotes since they don’t say the whole story like we expect.</p>
<p>50% eligible for Medi-Cal - will they ever pay a fine if they are eligible for the whole year?</p>
<p>Did they do any estimates on who is already covered by their parents?</p>
<p>What is the probability on how many eventually face fines?</p>
<p>I see that people are ready to jump in with claims how they might be accurate with these statements based on certain scenarios which is no different from naysayers making up the same oddball scenarios.</p>
<p>I see the fact that they may be going around community colleges threatening fines either as a misprint or hiding facts if they are really doing it.</p>
<p>If I was enrolling people I would start with, “are you covered by your parents, do you work or plan to work, if you make X money this year, you will face fines if you are not enrolled.”</p>
<p>“I just got an email Health Sherpa has partnered with the U.S. government to help folks get insurance plans. I’m hoping this is GOOD news moving forward.”</p>
<p>This is quite interesting. Wasn’t this started by some young guns who did it on a whim to prove how easy it was to provide people information when healthcare.gov went down? With no funding from anyone if I remember correctly?</p>
<p>Ok…I dont quite read it the way you do… “under the federal law” is quoted. If the federal law says there isnt a penalty, there isnt a penalty. Is there proof people are going around college campuses and telling students they have to pay penalties when they dont. Then there is a story. If not, there is no story.</p>
<p>“Who Is Exempt From the Penalty?
According to the Centers for Medicare and Medicaid Services, people who will not have to pay the penalty include those who:
Are uninsured for less than three months of the year
Are determined to have very low income and coverage is considered unaffordable
Are not required to file a tax return because their income is too low
Would qualify under the new income limits for Medicaid, but their state has chosen not to expand Medicaid eligibility
Are a member of a federally recognized Indian tribe
Participate in a healthcare sharing ministry
Are a member of a recognized religious sect with religious objections to health insurance
Are in prison or other similar institution or correctional facility after the disposition of charges against you [5]
Have received a hardship waiver through a health insurance exchange [5]
Are not lawfully present in the United States, are residing outside the United States, or are a resident of a possession of the United States [5]”</p>
<p>Re: health Sherpa (too bad there are not POST NUMBERS!)…yes. This was the site set up by three young guys. I haven’t gone into the link I received, but they said they would make it easier to sign up. I believe that. They had more accessible information than the federal exchange website. I hope partnering with the government doesn’t botch that up.</p>
<p>To get through the “3 month” question, we’d have to go back to our original research, months ago- don’t think any of us really want to. But this:</p>
<p>Exempt from penalties includes: “Individuals that have short coverage gaps – continuous period of less than 3 months.” Only one allowed in a year, I think.</p>
<p>Don’t forget there is also an ever increasing bit of chatter about delaying the individual mandate and some pretty reasonable reasons to do it given the “difficulties” of following this particular law. Collecting the penalties also relies on overpaying the IRS so, yeah.</p>
<p>I’ve had years when some piece was missing from our tax return- and in one case, my girls’. When it caught up, there were penalties. How easy do you think it is to just close your eyes? I guess I’d only take a rebuttal from ds or cmom on this. Yes, the IRS will be busy. Sounds like more…jobs.</p>
<p>Well, true. But I think if the IRS starts prosecuting people with very low incomes for not paying piddling little fines because they had no clue what they were doing in the first place there will be big trouble. Not going to happen.</p>
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