Affordable Care Act Scene 2 - Insurance Premiums

Parent Cafe
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<p>found it:</p>

<p>

</p>

<p><a href=“http://www.latimes.com/opinion/commentary/la-oe-kontorovich-obamacare-legal-standing-20140302,0,4959794.story#ixzz2vD6Q1wzl”>Legal 'standing': Obama's executive branch escape hatch;

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<p>I agree with flossy. :)</p>

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<p>OMG!..</p>

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<p>Good article, BB. Roundly informative.</p>

<p>New record: 3 attaboys in 4 posts. :)</p>

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<p>:). </p>

<p>It can happen. :)</p>

<p>I am waiting in a SS office. There are 35 people waiting and 5 people helping.
You know? If SS hired a few people more people, we could get out of here quicker. And if we got out of here quicker, we could be more productive. :)</p>

<p>So maybe the costs of running SS may rise, but hiring a couple of more people would be more efficient and more productive and the economy would do better.</p>

<p>Plus… There is this woman that is wearing a mask over her nose and mouth. She keeps coughing and sneezing. </p>

<p>:-O </p>

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<p>"Dr. Jeffrey English, a Georgia neurologist who treats patients with advanced MS, worries that such patients forced into exchange plans will deteriorate rapidly. Some plans don’t cover six out of the 10 drugs that can treat MS, including the ones most effective at staving off irreversible paralysis.</p>

<p>“ObamaCare is a throwback to the old HMO model of the 1990s, which promised a broad package of coverage for primary-care benefits like vaccines and routine doctor visits. But to pay for these benefits, the ObamaCare plans skimp on other things, principally the number of doctors you’ll have access to and also the number of costlier branded drugs,” explains Dr. Scott Gottlieb, a practicing physician and fellow at the American Enterprise Institute."</p>

<p>Hope you don’t get stage 3 cancer like Dr. Katherine Albrecht who needed care at specialized hospitals. Under Obamacare, she would have been doomed.</p>

<p><a href=“How ObamaCare slaps the sick”>http://nypost.com/2014/03/04/how-obamacare-slaps-the-sick/&lt;/a&gt;&lt;/p&gt;

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<p>So if GP’s plan was still valid (very hypothetical since joined the borg, err, a group plan), which state does he move to where the insurers might continue to offer non-compliant plans for two more years? </p>

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<p>GP, there are millions of people that are now going to have coverage.
To counteract this… You need to post a few more million anecdotes. ;)</p>

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<p>“Texaspg, what is your prediction?”</p>

<p>The non-compliant plans will start disappearing by end of the year unless there is pressure through back channels to leave some of them open. Many plans got cancelled before ACA every year and so trying to keep one plan open for 4 years takes some effort (2013-2016).</p>

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<p>Ok … </p>

<p>And this link may give you the info you want. Subject to change .</p>

<p><a href=“http://www.ahipcoverage.com/2013/11/20/map-of-the-day-state-decisions-on-administrations-policy-on-coverage-extensions/”>http://www.ahipcoverage.com/2013/11/20/map-of-the-day-state-decisions-on-administrations-policy-on-coverage-extensions/&lt;/a&gt;&lt;/p&gt;

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<p>On Januar 23rd, there were states still looking into it?</p>

<p>Whats with the 3 separate statuses for California? Did they recently split into haves, have nots and google busriders?</p>

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<p>California is a no. At one time there were mixed messages coming out of Calif. </p>

<p>Is Texas a yes or a no?</p>

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<p>

Okay…now I have snorted coffee through my nose. </p>

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<p>NJ was a yes by the banking and insurance commissioner and on the map, but BCBS, Aetna, and Amerihealth all refused to renew past December 31. Since they are all the insurance companies in the individual and small group market, all 800,000 cancellations will stand.</p>

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<p>You need to post a few more million anecdotes When GP goes silent, I know what’s up. Sure enough, next appearance is with a pocketful of links.</p>

<p>I haven’t had a chance to explore, but heard on Maddow last night that Texas is closing health clinics-?</p>

<p>.</p>

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<p>Great article, bluebayou. Most informative.</p>

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<p>aww, shucks guys. (Can I get an award?) O:-) </p>

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<p>dstark - I found a link from back in November saying yes per some story, only because they don’t want to follow ACA (interpreted by the writer). I suspect we will see a whole lot of more stories about what each state decides in terms of insurance regulation.</p>

<p>LF - Texas passed some law tied to abortion which is tied up in courts but moving forward which is causing some of the clinics to close. This is a separate thing from ACA. Suffice it say that filibustering the progress of the bill gave rise to once unknown democratic gubernatorial candidate this fall.</p>

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<p>Texas has passed a number of laws attempting to make it more difficult for women to obtain legal abortions, by putting restrictions on abortion providers. These laws may be tied up in court as texaspg says, but while they are tied up in court they are being enforced. For that reason, half of the abortion clinics in Texas have had to close. This is nothing to do with the ACA. I assume it’s not a relevant topic for discussion in this thread.</p>

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<p>About a month or two ago…it was reported that only 11 percent of sign ups were uninsured. </p>

<p>Now…the survey says it is 27 percent. Remember…this includes off exchange sign ups too.</p>

<p><a href=“http://apps.washingtonpost.com/g/page/national/individual-market-enrollment/860/”>http://apps.washingtonpost.com/g/page/national/individual-market-enrollment/860/&lt;/a&gt;&lt;/p&gt;

<p>The percentage of people paying is also increasing.</p>

<p>I have no idea why the Washinhton Post headline isnt positive. :slight_smile: How high a percentage does the Washington Post want? This country did have a few people that already had individual health insurance. :)</p>

<p><a href=“http://www.washingtonpost.com/national/health-science/health-insurance-marketplaces-signing-up-few-uninsured-americans-surveys-say/2014/03/06/cdae3152-a54d-11e3-84d4-e59b1709222c_story.html”>http://www.washingtonpost.com/national/health-science/health-insurance-marketplaces-signing-up-few-uninsured-americans-surveys-say/2014/03/06/cdae3152-a54d-11e3-84d4-e59b1709222c_story.html&lt;/a&gt;&lt;/p&gt;

<p>"The McKinsey survey, its fourth since late November to measure the behavior of Americans in the new insurance marketplaces, is based on a national sample of about 2,100 people. It shows that 27 percent of people who had bought coverage by early February had been uninsured, compared with 11 percent a month earlier.</p>

<p>It defined uninsured people as those who qualify for private health plans sold through the exchanges. It does not include anyone who is uninsured and has an income low enough that they qualify for Medicaid, a public insurance program that is being expanded under the law in about half the states. The Urban Institute survey includes people eligible for Medicaid in its definition of the uninsured."</p>