<p>Hondu, I don’t know of any type of insurance policy that terminates mid-month. More likely the d’s coverage under the parent’s policy extends to the end of the calendar month during which she turns 26 – meaning she would need insurance effective Jan. 1. She’ll be able to buy on the exchange during the open enrollment period and get a subsidy if needed – even though she’ll have no income at that time, she will be able to provide an estimate of 2015 total income will, based on what her residency will pay. </p>
<p>A simple phone call to the benefits coordinator for parents’ insurance policy should answer the question as to exact date of policy termination. </p>
<p>I can’t believe anyone would pay the mandate penalty if they decided to forgo insurance. Why don’t you just contribute it to a charity of your choice instead of throwing it away by giving it to the govt.</p>
<p>I was driving into SF today. I heard plenty of ads for Sutter Health, a hospital chain, on the radio. I am seeing plenty of ads for Kaiser Permanente including ads on this site. Maybe others have seen or heard these ads? </p>
<p>So…in the SF bay area, are there too many patients and hospital chains cant handle the load? If so, why all the advertising? ;)</p>
<p>Those that post from other parts of the country, are you seeing insurance or hospital ads on CC?</p>
<p>Plans start at $3.20 a day…Get your free quote. Kaiser Permanente ad right above this post. </p>
But haven’t their options for going without coverage changed?</p>
<p>In the old days, pre ACA, whatever they came down with during their period of going naked would have counted against them - catastrophically, we’re often told - when they looked for insurance again. If I understand things correctly, that’s no longer the case.</p>
<p>I too am seeing dozens of ads for Sutter and Kaiser. I’m not exactly sure why Sutter is advertising-- maybe to dispel the correct belief that they are a predatory, evil chain even though they employ good doctors?</p>
<p>So my fiance JUST got notice that his work is switching over to a non-ACA compliant plan for those under 30 hours and encouraged him to use the healthcare.gov site instead. (His other job does not offer any benefits)</p>
<p>He’s now officially paying about $20 less for month for FULL coverage- dental, vision, EVERYTHING and a low deductible. I am over the moon excited. The last plan he had was on was basically just a catastrophic plan. I am ecstatic! </p>
<p>I would be willing to have health insurance pay for any weight loss scheme that had a good success record, which would not include SpamSpemLove’s spam above that will, I hope, shortly be removed. Obesity costs us so much that we should be willing to put up a lot of money to cure it.</p>
<p>The only weight loss program I know of that has decent results is surgery, though. :(</p>
<p>Yes, and a new study links obesity to ovarian cancer. The surgery doesn’t always work though. It may work for a couple of years, but in many people the pounds start creeping back up.</p>
<p>My definition of “working” would be that people who start diets end up losing weight and keeping it. And they don’t, in the vast, vast majority of cases. It’s uninteresting to cite other, imaginary people who might stick to the diets and lose weight, when real, unimaginary people turn out not to be able to do it. A treatment that people can’t do is a treatment that doesn’t work.</p>
<p>There are diets that work. It’s people who blow them. I get your point. But, yes, you can bust surgery by slowly going back to old eating patterns. I know some who have. </p>
<p>Diets that don’t work for people, in practice, in the real world-- which is every diet-- don’t work. If you look at the success rate for any diet, it’s going to be, like, 1%. If that. </p>