<p>You are much more optimistic than the AMA which wants this part of the law changed. Why shouldn’t the insurers bear the cost rather than doctors?</p>
<p>I don’t see why the doctors should bear the cost, but I don’t particularly see why it should be on the insurers either. </p>
<p>So much of this is what we already went over. And over.
(May I point out, again, that there was no promise folks would save $2500?)
. </p>
<p>Nothing for sure yet but several states want extensions for various reasons.</p>
<p>I dont know how this is going to affect the bets…</p>
<p>Wow! We only have 11 days left!</p>
<p>"Several states that are operating their own health insurance exchanges are planning to extend the open enrollment period beyond March 31 for some residents who have struggled to sign up because of technical issues, Modern Healthcare reports "</p>
<p><a href=“Some State-Run Exchanges Plan To Extend Open Enrollment Period | California Healthline”>http://www.californiahealthline.org/articles/2014/3/20/some-state-run-exchanges-plan-to-extend-open-enrollment-period</a></p>
<p><a href=“http://www.modernhealthcare.com/article/20140319/NEWS/303199970?template=smartphone”>Reform Update: State exchanges plan extensions for consumers thwarted by tech woes;
<p>Massachusettes… 200,000 people stranded. </p>
<p>This is very interesting. </p>
<p>"Key Findings
The total estimated cost of receiving recommended annual preventive services and taking oral contraceptives for an uninsured woman is $1,231 (preventive services include one well-woman visit, an HIV test and a Pap smear).
For a 27-year-old who earns an income of $25,000, the cost of a Silver insurance plan will be approximately $1,740/year, and a Bronze plan will cost approximately $1,116/year.</p>
<p>Standard preventive services and contraceptives are free for women with qualified health plans, no matter the metal tier.
Given this analysis, many newly insured women will find that the price they pay for health insurance, including mandated coverage of women’s health services, is less than the price they would pay out of pocket to acquire these same services without any health insurance coverage.
Many women already access preventive services and take contraceptives: 62.2% of women of reproductive age use birth control, 66.7% get a yearly preventive care checkup, 81.8% receive recommended cervical cancer screening and 41% get tested for HIV. We predict that these numbers will increase as more women become insured and thus have complimentary access to these services."</p>
<p><a href=“http://www.nerdwallet.com/blog/health/2014/03/14/health-insurance-for-women/”>http://www.nerdwallet.com/blog/health/2014/03/14/health-insurance-for-women/</a></p>
<p>DStark, the women article is filled with so much misinformation it would take a book to refute it all. Suffice it to say an uninsured women would likely go to a clinic and pay next to nothing based on income and birth control pills are 9-bucks at WalMart. This is like saying if you go to Macy’s and buy a dress on sale you saved money that day. I do agree that young men with moderate incomes get the worst deal.</p>
<p>From nerdwallet link above… Many of us have daughters…
They were a preexisting condition…</p>
<p>“Prior to the ACA, many women were subject to “gender rating,” in which insurance companies would charge women different premiums than men. According to Christina LaMontagne, VP of Health at NerdWallet, “the ACA represents a significant step toward equality in the cost of health care across gender lines. Some 92% of pre-ACA plans practiced gender rating, a practice that is now banned—and only 3% of these plans covered maternity services.” The reforms brought on by the ACA fix both of these problems: gender rating is no longer allowed and pregnancy must now be covered. In addition, there is an extended list of free preventive benefits that insured women now have access to.”</p>
<p>I have daughters. They do cost more. They will continue to cost more, unfortunately. lol.</p>
<p>I guess the bride 's parents still pay for weddings? :)</p>
<p>Er, not in my family. I paid for my daughter to go to college instead. </p>
<p>That’s nice too. calmom, I remember the days when your daughter was in high school. Barnard, Berkeley, and Chicago were the choices at the end? Barnard was the winner.</p>
<p>“DStark, the women article is filled with so much misinformation it would take a book to refute it all. Suffice it to say an uninsured women would likely go to a clinic and pay next to nothing based on income and birth control pills are 9-bucks at WalMart.”</p>
<p>Bingo. Women can go to clinics like Planned Parenthood, get their birth control, well woman checkups, and even maternity vitamins for next to nothing, if their income is low. Which is why I’m a huge supporter of Planned Parenthood, they are awesome.</p>
<p>But talk about overpriced, $1,231 for a well woman visit, pap smear an HIV test, and bc? That’s got to be a very high estimate. That must come with 3 days in Hawaii, too.</p>
<p><a href=“Women Still Pay More for Health Insurance, Data Shows - The New York Times”>Women Still Pay More for Health Insurance, Data Shows - The New York Times;
<p>
</p>
<p>Yeah, but there is also a gender rating for auto insurance and life insurance, whereas men pay more… :)</p>
<p>btw: Sandra Fluke had to be told that Target sells bc for $9.00 a month, hardly the $3,000/yr that she claimed that they cost in her testimony.</p>
<p>Ms Fluke must also have missed the five Planned Parenthoods within walking distance of her university. Perhaps she had a mobility issue along with her hearing problem. Probably way cheaper than Target.</p>
<p>I am keeping Target in mind. My daughter’s birth control pills if I didnt have insurance were either $ 250 a quarter or $250 a month. I am not sure. I wasnt going to bother with my insurance until i heard $250 at the CVS counter. :)</p>
<p>I either got in an accident or got a ticket every year at least once during the first 10 years I drove. Dont tell my kids. Once I rear ended a lawyer. She sued the insurance company. I was driving a Honda Civic and going 5 miles an hour and she was driving a Cadillac. My insurance company dropped me. :)</p>
<p>I also hit a car at the Red Hill Shopping Center in San Anselmo. </p>
<p>I just paid $1500 to the owner of that car so she wouldnt report the accident to the insurance company. I got off cheap because I was going to buy some shares of Baldwin United at $9 but I decided not to do it after the accident. I would have lost a lot more than $1500 because a couple of weeks later Baldwin United filed for bankruptcy. </p>
<p>I also got 3 tickets at one time once in Belvedere. I recommend following all traffic rules in Belvedere. ;)</p>
<p>When I go to California, I am staying in my hotel room, and off the roads! Those drivers are always trying to run me over in the crosswalks, and now I have to worry about dstark…</p>
<p>$250 for a month for birth control, would have to be diamond encrusted tablets. Must have been $250 a quarter, which is still unbelievable. I thought that Walmart only charges $4-5? And even PP is inexpensive for women with higher incomes. I pay $2.50/month through my insurance.</p>
<p>It’s hormones so costs will vary a lot depending on the pill. I had some that were $75 a month for some newfangled very low dose pill. But, when I complained to the Dr. that they cost too much she gave me a handful of packets from the sample stash closet and a discount card from the drug company that cut it to $25. So, yeah, ask questions. </p>
<p>The pills cost more if you are uninsured than if you are insured. My daughter needs to take special bc pills. Those prices may be exaggerated in the above link. I dont know. When my son hurt his ankle, the cost was $4,000 uninsured. $800 insured. </p>
<p>My record has been good for 15 years. You are safe. :)</p>
<p>“It’s hormones so costs will vary a lot depending on the pill. I had some that were $75 a month for some newfangled very low dose pill. But, when I complained to the Dr. that they cost too much she gave me a handful of packets from the sample stash closet and a discount card from the drug company that cut it to $25. So, yeah, ask questions.”</p>
<p>Yes…</p>