<p>Fang, when it comes to cancer, that’s as good as good as it gets – great prognosis, financially manageable. </p>
<p>Plus, next year or the year after, when this cancer is behind her and she’s bursting with health, she’ll still be able to buy insurance. </p>
<p>Yep, AND they can never boot her from her existing policy. What a godsend. </p>
<p>Dr. Joel Zinberg, associate clinical professor of surgery at Mount Sinai in NYC and past president of the ny medical society, reiterates that having health insurance is not the same as getting good health care. As he said, it doesn’t matter how many obtain insurance under Obamacare, most will have trouble finding a doctor. Obamacare is another failed attempt to replicate the HMO movement of the 1990’s, which many found to be woefully inadequate. </p>
<p>Thank god no one in my family is stuck with Obamacare at least for the present time. I guess I shouldn’t care now in that it is not my problem anymore, but it still bothers me that people who don’t have access to employer-provided insurance are relegated to a second class system which will not come close to serving their needs if they get very sick. The lack of choice for people without group insurance who want better care than provided under Obamacare is appalling. At least in the 1990’s, you were not forced against your will to join an HMO.</p>
<p><a href=“http://www.city-journal.org/2014/eon0414jz.html”>http://www.city-journal.org/2014/eon0414jz.html</a></p>
<p>The problem at this point with the-sky-is-falling alarms is that we’re starting to get real-life evidence that it’s not. See, for example, the case of Fang’s niece.</p>
<p>My employer doesn’t provide insurance.
Before the ACA, my options were: no insurance or pretty much the worst insurance you could imagine. </p>
<p>Now, if stars forbid, I get cancer I won’t die due to lack of insurance. Thank the cosmos for the ACA. </p>
<p>“At least in the 1990’s, you were not forced against your will to join an HMO.”</p>
<p>In the 1990s the only insurance my employer offered was an HMO. I had no option to waive my employer’s insurance coverage. </p>
<p>No-one ever said the sky was falling. But the quality of the insurance offered on the independent market is falling and everyone has acknowledged that fact. Obviously, if you had nothing and are broke you’ll be better off. Duh.</p>
<p>^I have several students (employed) who had no insurance pre ACA, because they couldn’t even afford catastrophic coverage for their family. The quality of the insurance they are getting with the bronze or silver ACA plans is infinitely better than the 0 coverage they had before. I’ve heard from quite of few of them in the past three months that they were able to go to the Dr. (outside of an ER visit) for the first time in years. </p>
<p>I don’t acknowledge that. DH’ s insurance is better, and cheaper, than it was before ACA. And not because we’re poor; we are getting no subsidies. It’s because they are no longer allowed to charge him double because of preexisting conditions. </p>
<p>Cue the violins. <a href=“Sad Violin (make you emotional cry) - YouTube”>Sad Violin (make you emotional cry) - YouTube;
<p>"Dr. Joel Zinberg, associate clinical professor of surgery at Mount Sinai in NYC and past president of the ny medical society, reiterates that having health insurance is not the same as getting good health care. As he said, it doesn’t matter how many obtain insurance under Obamacare, most will have trouble finding a doctor. Obamacare is another failed attempt to replicate the HMO movement of the 1990’s, which many found to be woefully inadequate.</p>
<p>Thank god no one in my family is stuck with Obamacare at least for the present time. I guess I shouldn’t care now in that it is not my problem anymore, but it still bothers me that people who don’t have access to employer-provided insurance are relegated to a second class system which will not come close to serving their needs if they get very sick. The lack of choice for people without group insurance who want better care than provided under Obamacare is appalling. At least in the 1990’s, you were not forced against your will to join an HMO."</p>
<p>I don’t acknowledge it either. My niece’s insurance is better than her previous insurance of nothing.</p>
<p>There are also people being charged double because of ACA. So, congrats. But it’s all a trade-off. </p>
<p>^Yep. But there are millions more who are being charged less or who have insurance for the first time. It is a trade off. A good one. </p>
<p>Don’t forget that pre ACA those lower rates were lower because sick people were not allowed to have coverage. </p>
<p>No-one ever said the sky was falling. But the quality of the insurance offered on the independent market is falling and everyone has acknowledged that fact.
Wrong and wrong. </p>
<p>What? Last time I was on thread there was a virtual consensus that in order to cover more people some would have to pay more and get less. It’s so obvious I never understood what took everyone so long. Whatever. </p>
<p>Your earlier post seemed to indicate that only the very poor are better off. That’s just flat wrong. </p>
<p>Is the prescription benefit between ACA and the pharmacy or between each insurance company in ACA and the pharmacy?</p>
<p>One of our people went to Walgreens with Cigna insurance and he was told it was not covered but he was covered at CVS. He said whatever he paid was comparable to what he had to pay when he had employer insurance.</p>
<p>Each insurer makes contracts with whatever pharmacies it wants to. So Cigna has a contract with CVS but not Walgreens.</p>
<p>ACA isn’t an insurer. It’s the law that now governs insurers.</p>
<p>12.9 percent uninsured rate during the first 2 weeks of April. Lowest since Gallup has been tracking over 6 years ago.
Over 7 million found coverage as of the middle of March. That might be the headline tomorrow.
However, at 12.9 percent uninsured, there are 12 million now covered. 12 MILLION. </p>
<p>This doesn’t include people under 18. </p>
<p><a href=“Thrive Blog | Gallup Topic”>Thrive Blog | Gallup Topic;
<p>The CBO has been very accurate.
ACA is smokin’. :)</p>
<p>CF, sorry to read about your niece. I am glad to read the prognosis is excellent.</p>