@mommdc Thank you. I also have a chronic health issue and glaucoma so I am also in need of good health insurance. Because of my health issues we cannot shop around for cheaper private insurance. These issues also keep me from working. Before my health issues I was the highest earner in the household and had employer group insurance. We have honestly been looking at moving to another state with better marketplace coverage/cheaper premiums. Which is also a costly option, but at this point I’m not sure we have many options besides moving or just dropping coverage and hoping for the best with self pay. I appreciate the ideas though. I have never looked into CHIP. Ive always assumed our income is too high. I feel like our high income disappears into a black hole. lol I’m sure I can tighten our budget on the frilly things and being more frugal in other areas but its so hard to save anything when we aren’t even 4 months in to the year and already 8,000+ out of pocket for our healthcare. What an awful mess! I talk to fin. aid yesterday about what I needed to provide and I am happy to know they will at least look at what we have and consider it. I am still encouraging my son to work hard on his remaining scholarship applications and the budget work is still happening!