What are the direct costs the University bills you for? Like tuition, fees, room and board.
https://finaid.uark.edu/cost-of-attendance.php
Looks like tuition and fees is about $9,000 and room and board about $11,000. So $20,000 a year.
Then you have $6,000 in scholarship and grant
$5,500 in loan
So $11,500
So you need an additional $8,500
How much can the student earn with a summer job? $2,500?
Does the high school have a list of local scholarships she can apply to? That would help with the first year at least.
How much can you afford to pay?