I think you might get into Wharton, as an AA with those stats, especially if you are an AA male. Your steep upward trend, your high test scores, your ECs, all of this is great. I would not sell yourself short. If you can afford the application fees, I would go ahead and put in an application anywhere you might want to go. Sure, your overall GPA is a bit low, but if you take out that freshman year, or even just that first semester of freshman year, you are in the ballpark WITHOUT being an URM. And you are an URM, which will give you a significant boost, especially if you’re a male URM.