Fascinating. As a general rule, we never touched anything in savings or retirement accounts. The only exception was that we did take a bit out of savings for ed expenses when income couldn’t quite cover all of them.
We are happy having lots of liquid savings as well as tax-deferred accounts.
Let’s face it, if we have “enough” and can live below our means, some will be do save while others will spend all they have and the next paycheck while they’re at it. Also what “enough” is varies greatly among folks.