@3scoutsmom Assuming the full $2k tech stipend is applied to the current semester, we are looking at $1k net now, and about $3k for 2nd semester (will depend on the specific course fees). He has the 10 meal/ week + 450 points plan. FWIW, this net figure is before adding travel home and before subtracting a minimal Pell grant and $1k outside scholarships - it is based solely on the NM package and direct cost + books.
I’m still trying to figure if we are better off applying the tech fee & NM stipend now, or banking it and paying the difference from the 529. We are right on the border for Pell, and I’m not yet clear is the asset change rules will affect next year’s calculations.
In the long run, my best projections are that his net cost undergrand at OU will be slightly less than at UW Madison ( I insisted he secure a spot at an in state school where his tuition was covered, his choice which. He did not want to stay in state.), a good bit more than living at home & going to the most local UW, and better than 50% less than his 1st choice neighboring flagship. In my mind, the biggest bonuses are that 5th year tuition waiver he plans to use to complete an accelerated BS/MS, and that so far he is loving his experience.