<p>S does have control over the savings that were in his name, that were accummulated from the day he was born, especially since he got a scholarship and saved a good amount. So far, he has made no move to spend it and is trying to learn about investing. Hopefully it will help with his housing fund. </p>
<p>D also has control over her savings, which unfortunately is smaller but also her expenses were larger (she has been full-freight). She may need to live on the funds or we may continue to help her if she is unable to pay her bills upon graduation.</p>