<p>I’m in the same mind set as jym626–it’s S’s Money in the UGM account(s) and, as trustee, I have told him he can have the balance of the education trust money any time he wants. </p>
<p>However, I have placed no conditions on his actual or intended use of the money. He “earned” it by his scholarships and not requesting or needing it during college (he gets more bang out of a buck than I did at his age). He is very aware that this is all the money without attachments there will be.</p>
<p>If he takes it and then wants financial assitance, any such assitance most likely will have strings and conditions. It was pretty much that way since he was old enough to work. He earns it, he controls it. He asks me for it, it may have strings.</p>