Any value filling out the CSS with a high EFC?

Yes do check. For U.S. residents and permanent residents, there are a small handful of colleges that restrict applying for their institutional aid in subsequent years…but it’s a very small number.

Plus, these schools cannot prohibit you from filing a FAFSA in subsequent years for the Direct Loan, or if you become eligible for a Pell Grant.

Now….for international students, there are a LOT of schools that will not allow one to apply for their need based aid in subsequent years if they don’t apply as incoming freshman.

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