<p>Most singers will get much more experience and many more opportunities away from the major metropolitan centers and schools, especially in NYC. It is not a good investment to borrow ANY $$ to attend conservatories…career success is too risky. When singers gain experience and physical maturity at a good music school, then they can come to NYC and take advantage of the specialized coaches, teachers, and other musical resources without the burden of loans. Many do this while employed in day jobs, and they do get breaks and establish careers if they are very talented and lucky. Good luck to you.</p>