<p>sshjuskissme, you have a misplaced comma ($60,00) - so I don’t know whether you’ve saved $6,000 or $60,000. If it the latter, then those assets are going to reduce your eligibility for financial aid substantially – and would stick with my original statement: if you aren’t willing or able to pay the full COA or close to it at Barnard, don’t apply ED. (If it is the former – $6,000 – well, that might seem like a lot of money to you, but that won’t go far, and it won’t make much of a difference in the financial aid award). </p>
<p>For what its worth, my kid was an RD admit – she is not a minority and she has test scores that were in the bottom quarter of her class – and she was admitted during what I believe was the most competitive and selective year in Barnard’s history. The way I look at it, if it is meant to be for a student to attend Barnard, she’ll get in whenever she applies.</p>