Hmm, thanks for all the advice, everyone, but I don’t think I’m looking to apply to any test-optional schools. I don’t think a 1310 is really low enough to warrant going test-optional (it’s pretty decent considering the average for my ethnicity is 900)… and I’m retaking in October and December so hopefully with lots of prep I can get into the 1400s 
I’m looking at some more accessible but selective schools like Barnard to add to my list too.
@DadTwoGirls NYU isn’t exactly great for financial aid but I’m applying to a lot of outside scholarships to try and balance it out. I used the NPC for all the colleges on my list before deciding to apply and made sure that they all could give me some form of aid/scholarship.
@lookingforward Trust me, I know how competitive Harvard is ? I never said I was expecting admission, and had always viewed it as just taking the chance (harv and stanford are my two reach REACH schools). I was only really having a breakdown over it because I wouldn’t be happy to go to any of my safety/super affordable schools, but expanding my list to have more affordable match schools has eased my nerves a bit.