Think of it this way…you only attend one school.
Let us say you apply to 20 matches and get in…then what? You have to decide.
So do that narrowing down now and save time and money.
Let us say you apply to 2 matches and 28 reaches…do you really want that many geographically/size/location disparate options? if you have to apply to 28 reaches then maybe those are not for you.
30 apps also makes your guidance counselor and high school do more work.
Do the research now and find a college where you are at 75%tile of SAT/GPA and you will be fine.