<p>bleachedsnow, I agree with SCHedgie’s thorough answer above and I don’t want to intrude (too much) on his excellent thread, but in one of your other threads asking this question you said,
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Have your parents changed their mind, and did you submit a commitment deposit to CSULB while you were waiting for your USC financial aid appeal? I am hopeful that the CSULB option, which posters uniformly advised you to take in your other two threads, is still open to you. You will not be able to take loans in the amounts you are suggesting - even IF your parents pay the tuition portion - without a cosigner. As a freshman you can get $5,500.</p>