<p>I"ll bite, this thread ia 6 years old. My D just graduated from NYU. The best bank in my experience is Chase, they are all over the city. We unfortunately have Wachovia/Wells Fargo And it cost us a lot in ATM fees, even though daughter would get cash back at Duane Reade or some other places, it was not convenient.
Early? Are you referring to Move inDay? You can probably be ok getting in at 7:00 am.</p>