<p>I agree with the idea of being honest about it, and trying to convince your parents it’s worth the investment. </p>
<p>As a side note, I don’t believe asking your parents for some money (or in your case just a loan!) is at all being “an entitled brat.” It makes you like most college students who have their parents help and support financially through college. While I understand your parents desiring you to have good work ethic and a developed sense of value… but to me this seems not only extreme, but harsh and borderline uncaring…</p>