You’re almost halfway through the year. I recommend sticking it out for another semester and applying to transfer to Michigan for next fall. Michigan is stronger than Indiana in business and most other things, and it would be much cheaper for you as an in-state student.
You’re looking at an excessive amount of debt. Focus on colleges that will meet your full financial need with a relatively low amount of debt. In addition to Michigan, you might take a look at UNC Chapel Hill, which offers great financial aid and does not have a cap for out-of-state transfer students (unlike freshman admissions).