Every recruit should have a plan B (and C, D, etc). So yes, you should be prepared to apply to other schools in case the Ivy process doesn’t work out. I don’t think you’re going to find a lot of external funding, so you really need to sit down with your parents and see if this school is affordable for them. They can run the NPC and you can work with the coach to get a financial aid pre read this summer. I’m not sure why you’d commit without already being comfortable with the financial fit, but that’s a separate issue. As far as whether going to a state school and not playing your sport is a waste, I don’t see it that way. That’s what most kids do. Look at club options at state schools too. You can do pre med anywhere.