<p>S has a USC Credit Union account- Cardinal Checking- free for students.</p>
<p>I make deposits by faxing USC Credit Union a form they gave me from ACH- Automated Clearing House. This withdraws money from my checking (different bank) and deposits the designated amount to his account at USC Credit Union. Neither my bank nor the USC Credit Union charges a fee for this. When I fax the request, they usually make the deposit within 1 day. It is very convenient and we have had no problems with this system. </p>
<p>The only fees on his account are if he uses his ATM card for a purchase ($1) or if he withdraws money at a non USC Credit Union ATM machine ($1). The real advantage to using USC Credit Union is there are several ATMs on campus so they should not incur any ATM fees.</p>
<p>He also got a student credit card through them to start building credit. There is no fee for that.</p>
<p>FWIW- another recent discussion about banks-
<a href=“http://talk.collegeconfidential.com/university-southern-california/713428-banks.html?highlight=credit+union#post1062541367[/url]”>http://talk.collegeconfidential.com/university-southern-california/713428-banks.html?highlight=credit+union#post1062541367</a></p>