<p>Set my daughter up with a BofA joint student account with a debit card (checking tied to a money market - she can electronically transfer from one to the other). There are BofA ATMs both here in our home town and at her school. Since it is a joint account I can also transfer or deposit money into either account if need be.</p>
<p>She did mention that a few kids at school had problems with their ATM/Debit cards since they were from banks which did not have a presence on her campus (also one friend lost his PIN number and had to wait for a new one to be sent to him - might make sense to keep a copy of the PIN at home in case this happens).</p>