<p>I’m going to chime in, too. </p>
<p>I agree with m2ck- who says it needs to be in her name? I’m the only one in my family with a job right now so I am regularly giving my parents money. Just like when I was younger, they would deposit some money in my accounts if I needed it. Giving your parents money is fraud? I don’t really think so and I highly doubt anyone is going to question why it’s not in her name.</p>