<p>On day the students arrive, there are many booths with bank accounts and cell phones. Had I to do all again, I would have left S on family plan ( it was out-of-state & I didn’t realize how few calls he would make), or I’d do a pay as u go plan. Also, most charges on Caltech bill for on-campus grocery store and restaurnats. He did chose Wells Fargo for bank account and eventually, a credit card. Mainly, he uses family credit card</p>