<p>McGill Dad and JPM150,
Thanks for that heads up re: your experience with trying to set up the RBC Centura account. We will “proceed with caution” and check carefully to see that the convenience isn’t “conveniently” taxed and fee’d to the point where it is no longer a deal. The scenario described by JPM150 seems like a good option, and it will be our first banking alternate if this thing doesn’t pan out. Were there any US branch banks in and around Montreal? We forgot to look for banks while there, and that might also be an option for us to switch to a different US bank for conveneince. Thanks for all your help on this stuff, I should probably also ask you about socks.</p>