<p>My daughter does have a student checking account to pay things like monthly rent. She uses RBC because they have the closest ATM on campus. She charges other monthly costs like the FIDO bill and groceries to her Visa card which I pay on-line for her. (There is a 1% international transaction fee, but Visa does give a good rate–much better than a bank.)</p>
<p>We use the ATM transfer method, but actually since we only live 2 hours away, we also bring up $$ when we visit her.</p>
<p>The RBC Centura corresponding bank transfer is only two years old. It appeared initially to be the best way to get funds to Canada quickly. ( Western Union and wire transfer work, but are expensive.) I would live to hear anyone’s positive experience with Centura.</p>