<p>TDBank is also another good option but I think they are predominantly in New England. No fee student account in Canada and no fee checking account in the US. According to them, you can transfer money between US checking account with Canadian account with no fee and almost instantly. Bank debit card can be used in either country and always no fee, like US debit card can be used in Canada and vice versa.</p>
<p>As far as I can tell, there is monthly maintenance fee on linked US RBC account to Canadian account.</p>