<p>I spent some time talking to a few banks yesterday (TD Bank, Bank of Montreal, ING Direct, RBC). RBC seems like the best option if you want a linked US account. RBC US is online only, and their Savings Account has no fees if you maintain a certain balance (I think $300). Free transfers are limited to 5 or 6/month. I was able to open an account over the phone. We made an appointment to meet with an RBC branch officer in Montreal to set up the Canadian account during move-in. They do have Saturday hours. The Student account is no fee with 25 transactions (ATM/debit)/month.</p>