<p>My daughter is entering this fall, and I’m probably going to sign her up for CapitolOne 360. The fact that checks can be deposited via smartphone, combined with fee-free ATM’s all over the place (with the possible exception of the BofA ATM inside the Lulu) make this very appealing. Not at all a fan of BofA and don’t want my daughter banking there. Would love to hear of any positive or negative experiences with CapitolOne 360, in addition to the ones posted above. Thanks.</p>