<p>stbentia–you’re right that the Moneypass/US Bank option wasn’t available when our D started at Wellesley–but thanks for checking on that, too! I was slapping myself upside the head when I read your first post and then did a little more digging myself–I just didn’t want to believe that I had missed that option, which would have been much easier than all of the rigamarole I went through with BofA! </p>
<p>As to the ING/Capital360, she hasn’t had any issue with the length of time that they held deposited funds, but then she’s kind of a penny-pincher and generally doesn’t need immediate access to her deposits!</p>