<p>I’m on the same page as you, 4collegekid. I also wanted to sign up for an account before I arrived. I went with PNC. I signed up online and all they needed was for me to fax a copy of my license and soc card. I got my check card and everything else within a week. I am from MN so we don’t have PNC here… Our similar is TCF. I am keeping both accounts. I set up my direct deposit at work so 40% of my check goes to my PNC account, and 60% goes to my TCF. I am using my PNC account as a college time savings fund and not touching any of that money, only using money for purchases and bills from my TCF account. I just don’t carry that debit card with me. So far, it has been working really well!</p>