<p>runeagle- PNC offers free checking for students; I don’t know if the other banks will do that. Also, PNC has the most ATMs and branches all over Pittsburgh, so you’ll save on ATM fees if you use PNC. When you go home, you should be able to use your PNC ATM card for purchases. In all, you may not need another bank account for Oklahoma…but if you do, then you should be able to set things up so that you can transfer money between that other account and your PNC account.</p>