<p>The ATM in the campus center is under Florence Savings Bank. There aren’t any FSB branches directly in town (or at least there weren’t as of spring 2009), so it’s not really ideal to open an account there if you don’t have one already. TD bank is right on Main Street, a short walk from campus (probably close to 10 minutes, depending on where on campus she is, might be a bit less). </p>
<p>In my experience, transferring money between banks online takes about 3 days for the transaction to complete and the money to be delivered, so for instaneous deposits (or close to), you would need to be able to visit a branch of the desired bank in person. When I went to college, I just gave my mom my account number for my new Bank of America account, and she would simply drop by a bank branch and deposit into the account directly.</p>