<p>I’m going to put in a plug here for the UMass Five College Credit Union. I banked there the whole time I was at Smith and it’s still my main bank account (there happens to be a branch in my hometown of Worcester, MA but since I direct deposit I never have to go there.) They are in a network with a ton of other small banks (mostly FCUs) so you can usually find a nearby bank where you can make deposits or use an ATM without fees. In general, FCUs offer lower fees and better rates since they’re non-profit, and UMass Five is no exception. Oh, and when I studied abroad, I never got hit with the huge conversion fees my BoA friends did.</p>
<p>Ok, let me stop before I sound like I work for UMass Five… I really do love this bank though!</p>