Yes, my kids CCard histories are older than they are as well, I believe, or close to it. They’ve never had any issues getting credit cards on their own. They also pay everything off before due date, as we all hate interest & late fees. None of us have any debt.
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Many Capital One cards have no foreign exchange surcharge or fee, so they can be useful if using them in foreign countries.
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My H and I do not always take the same UA flights and the Club card only lets lounge access to the primary holder and one guest when traveling at the same time. When I did the math, it doesn’t make sense to us especially since the lounges are so crowded now. Flying long haul, we generally purchase business class and lounge access is included.
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