<p>I have a debit Visa card and credit Discover card. I had trouble signing up for the credit card, student offers are much lower now or even last October when I was accepted for the Discover. I did not need a co-signer (the law had not gone into effect yet) and only had to show that I had a checking and savings account. I had no credit score prior to that and I wasn’t approved instantaneously. Obviously the situation is different now, but you shouldn’t have a lot of problems as long as you get a co-signer. </p>
<p>As you go along, and pay off any debt accrued, your credit limit will most likely get increased. </p>
<p>And chaichia, I was not asked for any rent information when I applied. Each creditor has its own application and standards.</p>