best credit cards for college student?

[Xirus]

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@arabowner20

It depends on the type of loans you are getting, but for my student loans, I did not need to have a credit card. Your score can be affected by things other than a credit card. In fact, I feel much safer sticking with a debit card, because the interest rates on most credit cards these days are obscene.</p>

<p>The only plan I’ve heard of that is pretty safe for a college student looking to avoid debt is the Wells Fargo student card, but even there, they can change your interest rate at any time, putting you in debt, and thus ruining the good score you are hoping to get. </p>

<p>Ask a counselor before applying for a credit card. Best to avoid getting one of those if possible!

If your responsible with the way you use the credit card, there’s really no downside. Just treat it like a debit card (i.e. pay things off as soon as you buy them) and you can build credit responsible.</p>

<p>I’m also interested in a good credit card for students. I plan on getting one soon too.</p>