<p>I don’t need a bank loan right now, I was thinking of if I ever needed one in the future, I would want to have a good credit score. I’ll look into chase or discover, it seems like the cards with great rewards are harder to obtain. I’ll just keep applying. Thanks for the info.</p>
<p>arabowner20:How else does one build one’s credit score outside of a credit card? I have a debit card, but that automatically deducts from my bank account so I don’t get any credit score from that.</p>