<p>*First of all I want to apologize for any grammatical mistakes. I’m writing this on my phone. Well my concern is paying for colleges. </p>
<p>I received $30,030 from Mount St. Mary’s University. </p>
<p>Leadership Grant: $5000
University Grant in Aid: $5000
Horning/Intercultural Diversity Grant:$2000
MD state scholarship/grant:$3000
Pell Grant:$4500
Supplemental Grant SEOG: 1500
Perkins Loan: 1500
Work Study Program:2030
Direct Loan: 3500
Direct Loan Unsibsidized: 2000</p>
<p>Well I don’t know how to get the other 13000. My parents can’t pay for it and I slacked my first 2 years because of peer influence. If I were to take out such a huge loan and average above a 3.5 my first year, would I be fully covered my second year?*</p>
<p>Well, you’ve got a large Pell Grant which means that you’re low income. Therefore, your parents won’t likely qualify to co-sign big loans (and probably won’t agree anyway).</p>
<p>What is the COA breakdown?</p>
<p>How much can you earn over the summer?</p>
<p>It’s very late to be applying for scholarships, so I doubt that will work…besides those would likely only be for one year.</p>
<p>Your financial aid package is fixed to meeting the Cost of attendance.</p>
<p>His wasn’t. He was gapped by about $12,000.</p>
<p>and average above a 3.5 my first year, would I be fully covered my second year?</p>
<p>Are you asking whether the school will give you more money next year if you get at least a 3.5? I doubt it. Schools don’t usually do that. Schools usually have a gazillion students with GPAs of at least 3.5…they don’t give more money for that.</p>