<p>In NYS, it is against the law for anyone over the age of 14 to ride a bicycle on a sidewalk. It is also no longer a requirement for anyone over 14 to wear a helmet but I hope your son was. </p>
<p>My husband has a case slightly similar to yours in NY also. His client, an elderly man, was riding his bike when someone opened their car door and he fell down. I am not sure if the door hit him, he rode into the door or he fell trying to avoid the door. At this point, the driver’s insurance is covering the first $50K in bills under no-fault (he had broken bones and needed to be in a rehab facility for a while). The police refused to take his report because he was standing up when the ambulance arrived so the ambulance left! My husband had him file an MV-104 form with DMV. The client’s own supplemental underinsured policy is covering beyond that.</p>
<p>You might look into MVAIC, which is the NYS entity that covers situations involving uninsured motorists or cases where there is a hit and run and you don’t know the license plate of the vehicle involved. I am not 100% certain if your situation would be covered because I haven’t dealt with auto in years but it’s worth checking into. You could call the Bar Association in your county and ask for a referral. All personal injury cases in NY are on contingency so you don’t pay anything for a consultation. </p>
<p>Also, continue to fight with the health insurer. If there is no other coverage, they have to pay it.</p>