<p>teri, your husband’s accident sounds very similar to the one my DH had a few years ago. I came home from grocery shopping with the kids and asked my husband how his ride was. “I don’t remember,” was all he said. Wait, what? </p>
<p>Turns out, he must have fallen straight over his handlebars. The frame was a bit destroyed, and his helmet was a goner. He only knows that he was even in some kind of an accident because he discovered an ambulance report that said he refused going to the hospital and signed it. Gave the loction: a nearby lumber yard (closed on the weekends.) Dated for that afternoon. Fortunately no other damage.</p>
<p>I assume our health insurance covered the cost of the ambulance.</p>