<p>We are in the same spot as you - a Spring 2010 study-abroad plan, so I am just starting to investigate this. From what I understand, the main benefit of the overseas-USC insurance is that it includes medical evacuation coverage back to the US (most employer-sponsored programs do not) and 100% coverage (after $150 deductible) for all covered expenses while on a USC-sponsored study abroad. That would be better than our coverage. (Hopefully she will not be sick or injured and we will have spent the money for nothing!)</p>
<p>If you don’t get the USC coverage, you are still required (by the office of Overseas Studies) to have medical evacuation coverage. We bought this separately (from STA Travel) for D’s summer research, and it was $230 for 8 weeks. I don’t know yet what it would be for the entire semester, but at this point we are leaning toward the overseas-USC coverage just because we figure THEY have done this before and have thought of things we have not. Hopefully by about October I will have more information…</p>
<p>USC Health Insurance Benefits for Overseas students: <a href=“http://www.usc.edu/student-affairs/Health_Center/docs/09-10.OverseasPlan.pdf[/url]”>http://www.usc.edu/student-affairs/Health_Center/docs/09-10.OverseasPlan.pdf</a></p>